Neptune
In 2016, Neptune Flood Insurance was created by merging technology, math algorithms, and insurance expertise into an innovative flood insurance product. The result was affordable coverage for thousands of Americans – delivered in an effortless, intuitive and on-demand platform. It’s backed by some of the largest insurance markets in the world. ALL POLICIES RATED A OR BETTER BY AM BEST Neptune Flood Insurance is backed by some of the largest insurance markets in the world. They are significant players in the U.S. market and are rated “A” (Excellent) or better by A.M. Best. With this financial stability, Neptune feels confident in waterproofing people’s lives day in and day out with high limits and additional coverages.
What Neptune writes
Select a coverage to start a quote for it.
How service works with Neptune
For billing, claims and policy service you can contact Neptune directly. We stay your agent for quotes, changes and renewals.
Policies are written by: Neptune, TRANSVERSE SPECIALTY INS CO & AFF
What they look for
Neptune Flood offers private flood insurance that's faster, easier, and higher-limit than NFIP — residential and commercial, no elevation certificate needed, bind in 2 minutes.
- Binding
- 2 minutes
- Dwelling limit
- Up to $4M
- Contents
- Up to $500k
- EC required
- No
- AM Best
- A or better
- Residential flood: dwelling up to $4M, contents $500k
- Commercial flood: building up to $4M, contents $500k, business interruption up to $25k
- No Elevation Certificate, no photos, no trailing documents
- Bind in 2 minutes, no wait on real estate closing
- Rental/second home coverage without NFIP's $250 fee
- RCBAP for condo associations: $4M per unit/building
- A-rated by AM Best
Common questions
What does Neptune write?
Neptune writes Flood, Earthquake. Neptune Flood offers private flood insurance that's faster, easier, and higher-limit than NFIP — residential and commercial, no elevation certificate needed, bind in 2 minutes.
How do I get a Neptune quote?
You can start with Neptune online or book a short call with one of our agents to finish your purchase. Call (615) 900-0288 with any questions.
Who do I contact for billing or claims?
For billing, claims and policy service you can contact Neptune directly. We stay your agent for quotes, changes and renewals. Neptune's customer service number is (727) 202-4815.
Does Neptune bind coverage online?
Through ReduceMyInsurance.Net, Neptune 2 minutes.
Want a Neptune policy?
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