Homeowners insurance
Protection for your house, belongings and liability, including condos and mobile homes.
What it covers
- The structure of your home
- Your personal belongings
- Liability if someone is hurt on your property
- Additional living expenses after a covered loss
Coverage varies by company and policy. Your policy's terms control what is covered.
What we'll ask
- Address, year built, square footage and construction
- Roof type and age
- Any recent updates to plumbing, electrical or heating
- Pools, trampolines, dogs and protective devices
- Your mortgage company, if you have one
Who needs it: Homeowners, and anyone with a mortgage, since lenders require it.
Companies we use
- Aegis
- Allstate
- American Modern
- Appalachian Underwriters
- ASI
- Donegal
- Foremost
- Guard
- Hippo
- MetLife
- mexicoinsuranceonline.com
- Openly
- Orion180
- Pathpoint
- Progressive
- Progressive Home
- SafeCo
- Southern Pioneer
- Southern Specialty Underwriters
- State Auto Personal
- Steadily
- Stillwater
- Tapco
- Tower Hill
- Travelers Personal
- Vacant Express
Which of these quotes for you depends on where you live and your details.
Questions
- Is flood damage covered?
- Standard homeowners policies generally exclude flood. We can quote flood coverage separately: use the request form and choose Flood.
- How much coverage do I need on the structure?
- It should reflect what it would cost to rebuild, not the market price. We'll go over the estimate with you.